Enterprise Payments Governance & Oversight Manager - Hybrid

Company: Capital One
Location: Mc Lean
Posted on: April 3, 2026

Job Description:

Enterprise Payments Governance & Oversight Manager - Hybrid The Enterprise Payments Governance and Oversight (EPGO) team is seeking a strategic Risk Leader to drive end-to-end payments oversight and risk management. This centralized function supports payments strategy, operations, and risk management across the entire enterprise. As the lead of the Payments Governance Infrastructure and Monitoring team, you will protect the enterprise by governing a comprehensive inventory of ~400 payment processes. You will lead a team dedicated to monitoring the health of the end-to-end payments ecosystem to mitigate operational risks across a variety of processes. Additionally, you will play a pivotal role in the Capital One / Discover Integration, establishing robust governance frameworks for the new Network and supporting stakeholders through this complex transition General Responsibilities Strategic Monitoring: Develop a compelling narrative using operational and payments risk data to influence business partners and articulate the "so-what" of risks existing in their processes. Governance Execution: Deliver comprehensive monthly, quarterly, and annual payment type reporting that provide insights into operational performance, risk posture and progress on strategic initiatives Inventory & Adherence: Manage the end-to-end payments use case inventory, ensuring all payment processes are mapped to critical requirements and gathering evidence to demonstrate consistent adherence to policy Subject Matter Expertise: Partner with Product, Tech, and Operations leaders as a Subject Matter Expert (SME) in payments risk, to challenge strategic initiatives and ensure operational risk is considered throughout the product lifecycle Innovation & Continuous Improvement: Partner with Business Analysts and Data teams to evolve monitoring processes by integrating advanced capabilities (such as AI or automated analytics) to drive sustainability, scale, and operational efficiency Actionable Insights: Translate payments-related issues, risk events, and metrics into actionable risk mitigation strategies. Integration Leadership: Establish payments governance and monitoring routines for the Discover integration, ensuring seamless alignment across diverse internal stakeholders Ideal Candidate People Leadership: Ability to communicate a clear team vision and a passion for coaching and developing associates ranging from Senior Associate to Manager levels Executive Presence: Comfortable interacting with senior leadership and translating complex risk data into a clear vision and actionable items Data-Driven Storyteller: An analytical mindset with the ability to use data to build consensus and drive cultural change among diverse stakeholders Strategic & Tactical Mindset: Ability to think strategically about the evolution of payments while leading teams through high-pressure, real-time problem-solving when needed Technical Knowledge: Deep understanding of payment networks (ACH, Wires, Card) and the associated regulatory environments Results-oriented with an ability to deliver against goals and objectives Analytical mindset to support risk analysis and problem solving Team-focused, with demonstrated strong relationship-building and collaboration skills Exceptional communication and influencing skills, with the ability to navigate complex organizational structures and build consensus among diverse stakeholders Excellent analytical, problem-solving, and project management skills Location: West Creek 5 (Richmond, VA) or Center 2 (McLean, VA) , This role is hybrid, where you will be expected to spend 3 days per week working in the office and the remainder of the week working virtually Basic Qualifications High School Diploma, GED, or equivalent certification At least 3 years of People Leadership experience At least 3 years of experience in risk management, audit, or governance and oversight roles At least 5 years experience in the banking or financial industry At least 3 years of experience supporting, partnering and interacting with internal and external stakeholders Preferred Qualifications Bachelor’s Degree or Military experience At least 5 years of People Leadership experience At least 4 years of experience in risk management, audit, or governance and oversight roles At least 3 years of project management experience leading cross functional projects or programs At least 5 years of experience supporting, partnering and interacting with internal and external stakeholders At least 3 years of experience working in payments At least 3 years of process management experience Accredited ACH Professional (AAP) certification or Accredited Payments Risk Professional (APRP) certification At this time, Capital One will not sponsor a new applicant for employment authorization for this position. The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked. McLean, VA: $151,900 - $173,400 for Risk Manager Richmond, VA: $138,100 - $157,700 for Risk Manager Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter. This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan. Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website . Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level. This role is expected to accept applications for a minimum of 5 business days. No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries. If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com . All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations. For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site. Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

Keywords: Capital One, Burke , Enterprise Payments Governance & Oversight Manager - Hybrid, Accounting, Auditing , Mc Lean, Virginia