Outside Loan Originator
Company: American Neighborhood Mortgage Acceptance Company
Location: Waldorf
Posted on: April 1, 2026
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Job Description:
Description AnnieMac Home Mortgage is looking to hire Full Time
External Mortgage Loan Originators to establish referral source
relationships for a steady flow of loan volume from real estate
brokers and other external sources. Candidates should have
experience directly related to the Mortgage Industry. Under the
direct supervision of the Branch Manager, the job responsibilities
of the External Mortgage Loan Originator position include, but are
not limited to, the following: Primary duty is to sell mortgage
loans to customers away from and outside of AnnieMac Home Mortgages
places of business. Work done at AnnieMac Home Mortgages offices is
related and supplemental to outside sales. Generate new business by
building and maintaining relationships with realtors, real estate
agents, title and escrow officers, financial advisers, CPAs, and
other relevant professionals. Regularly participate in mortgage
sales including, but not limited to, attending closings and open
houses, and conducting seminars and other lead-generating
activities. Take information from the borrower and fill out the
loan application. Develop relationships with referral partners such
as realtors to generate new customers. Analyze the prospective
borrowers income and debt and pre-qualify the prospective borrower
to determine the maximum mortgage that the prospective borrower can
afford. Counsel the prospective borrower in the home buying and
financing process, advising the borrower about the different types
of loan products available, and demonstrating how closing costs and
monthly payments would vary under each product. Collect financial
information (tax returns, bank statements) and other related
documents that are part of the application process; Provide
disclosures to the borrower, including truth in lending, good faith
estimate, and others. Counsel and advise the borrower in
understanding and clearing credit problems. Maintain regular
contact with the borrower, realtors, and the lender, between
application and closing to apprise them of the status of the
application and to gather any additional information as needed.
Order legal documents. Review HUDS prior to closing. Qualifications
Must have appropriate state license or certificate (varies by
state). Must have a thorough knowledge of pricing and underwriting
requirements of various mortgage insurance companies. Must have a
working knowledge of credit underwriting and property eligibility
requirements for FNMA, FHLMC, FHA, VA, local bonding programs and
private investors. Must be familiar with local, state and national
laws (e.g. zoning ordinances, Truth-in Lending, RESPA, energy audit
requirements, etc.) Must have excellent communication skills and
the ability to analyze financial information. Must be a
sales-oriented self-starter. Work Environment/Physical Demands:
Travel is required 80% of the time. AnnieMac Home Mortgage offers a
wide range of benefits, including medical, dental and vision plans,
along with voluntary benefits, including 401K. AnnieMac Home
Mortgage is an Equal Opportunity Employer AnnieMac Home Mortgage
participates in E-Verify.
Keywords: American Neighborhood Mortgage Acceptance Company, Burke , Outside Loan Originator, Accounting, Auditing , Waldorf, Virginia
